A Credit Card Deal Is Good If It Works For You

Category: Finance, Credit.

You must have heard people say- I got a good credit card deal . Let s check what one can term as a good credit card deal.

So if you happen to be looking for a credit card at that moment, do you just go with what your friend has told you as a good credit card deal? A credit card deal is good if it works for you. The most important thing to realize here is the word your as in your lifestyle . So, if the credit card fits into your lifestyle in a way that rakes in maximum benefits for you, that is a good credit card deal. So logically speaking there is nothing like a good credit card deal. This is because the lifestyle and the needs differ from person to person( and that is precisely the reason why every credit card supplier offers so many different kinds of credit cards) . What it is- is good credit card deal for you i. e. the individual who is going to use that credit card.

It might be true in some cases( where the lifestyle of two individuals/ friends is similar) that the credit card deal which is good for one be good for the other too, this is just, however in a few cases. However, it s really a matter of evaluating your own needs. You can always check with your friend who has recently got a credit card deal, since that might cut down the time needed for researching/ hunting- for a good credit card deal. If you travel a lot and to far off places by air, a card that offers you good rewards/ rebates/ benefits on travel would comprise a good credit card deal. For people shopping at a particular retail store or a shop, a good credit card deal would be a card that offers discounts, rebates and rewards on shopping. Sometimes the airlines themselves have their own credit card issuing/ supplying company from where you can get a good credit card deal.

Again, the retail stores themselves might have credit cards on offer that could be beneficial to you. If you don t have any specific needs, you might use a general purpose credit card that gives reward points on every purchase you make on your credit card. Then there are credit card deals that are linked to gasoline stores or big grocery chains. These points can then be redeemed for cash/ rewards. Good, for credit card deals, is really a relative term and there is no credit card deal which is equally good for all. Hence, this card could become a good credit card deal for you.

Read more...

Similar To Chapter 7 Bankruptcy, Certain Debts Are Not Discharged In Chapter 13 As Well - Finance and Credit:

Chapter 13 is the chapter under the bankruptcy code which allows a person to repay all or a portion of his or her debt under the protection of the bankruptcy court. Unlike Chapter 7 which is a complete discharge of the debt, Chapter 13 is a reorganization of the debt owed to creditors.

It Is The Date By Which, The Credit Card Company Expects Your Payment - Finance and Credit Articles:

The monthly credit card bill might be Greek to someone who is not familiar with the credit card terminology used on it.

There Are Different Card Schemes And Each One Is Suited For A Particular Condition - Patrica Bashaw about Finance and Credit:

When you go out for credit cards, take care of what you are going for and what you are going to get. There are different card schemes and each one is suited for a particular condition.